Best Nippon Mutual Fund

July 17, 2025 - By how finance works

What is best nippon mutual fund?

“Looking for high-performing mutual funds that align with your financial goals? Nippon India Mutual Fund offers a wide range of investment options to help you grow your wealth smartly and steadily.” In this comprehensive guide, we’ll explore the best Nippon mutual fund options based on performance, investment goals, risk profile, and investor preferences.

Whether you’re a beginner or a seasoned investor, understanding which Nippon fund suits your needs can help you make smarter, long-term decisions.

What Is Nippon India Mutual Fund?

A Brief Overview

Nippon India Mutual Fund (formerly Reliance Mutual Fund) is one of India’s largest asset management companies. It offers:

Equity mutual funds
Debt funds
Hybrid funds
ETFs and index funds

Why Choose Nippon?

Over 25 years of fund management experience
Pan-India presence with strong customer support
Reliable SIP and lump sum options

What is types of nippon mutual funds?

Fund Type	Description	Ideal For
Equity Funds	Invest primarily in stocks	Long-term wealth creation
Debt Funds	Invest in bonds and other fixed-income securities	Conservative investors
Hybrid Funds	Mix of equity and debt	Balanced approach seekers
Index Funds	Track benchmark indices	Passive investors
Thematic/Sectoral Funds	Invest in specific industries or sectors	High-risk, high-return investors

What is best nippon mutual funds in 2025?

1. Nippon India Small Cap Fund

Type: Equity (Small Cap)
Risk: High
Returns (5-Year CAGR): ~25%
Best For: Long-term wealth building

Quote: “This fund is ideal for investors who want exposure to high-growth small-cap stocks.”

2. Nippon India Growth Fund

Type: Equity (Mid Cap)
Risk: Moderately High
Returns (5-Year CAGR): ~20%
Best For: Medium- to long-term investments

3. Nippon India Liquid Fund

Type: Debt
Risk: Low
Returns (1-Year): ~6.5%
Best For: Parking surplus cash with high liquidity

4. Nippon India Balanced Advantage Fund

Type: Dynamic Asset Allocation (Hybrid)
Risk: Moderate
Returns (3-Year CAGR): ~12–14%
Best For: Conservative investors

5. Nippon India ETF Nifty BeES

Type: Index/ETF
Risk: Market-Linked
Returns (5-Year CAGR): ~14%
Best For: Passive investing and beginners

SIP vs. Lumpsum: Which Is Better for Nippon Funds?

SIP (Systematic Investment Plan)

Suitable for salaried individuals
Reduces market timing risk
Encourages disciplined investing

Lumpsum Investment

Ideal during market corrections
Good for investors with idle capital
Higher initial risk exposure

Tip: You can calculate SIP vs. Lumpsum returns using our free Nippon SIP Calculator.

What is comparing nippon fund performance?

Fund Name	1Y Return	3Y Return	5Y Return	Risk Level
Small Cap Fund	38%	25% CAGR	23% CAGR	High
Growth Fund	28%	20% CAGR	18% CAGR	Moderately High
Balanced Advantage	14%	12.5% CAGR	11.8% CAGR	Moderate
Liquid Fund	6.5%	5.9% CAGR	5.5% CAGR	Low
ETF Nifty BeES	15%	14.2% CAGR	13.8% CAGR	Moderate

how to choose the best nippon mutual fund?

Step 1: Define Your Goal

Are you investing for:

Retirement?
Child’s education?
Wealth creation?
Short-term liquidity?

Step 2: Assess Your Risk Appetite

Use the following scale:

Low Risk → Debt or Liquid Funds
Medium Risk → Balanced or Index Funds
High Risk → Equity or Thematic Funds

Step 3: Match Time Horizon

Goal	Time Frame	Recommended Fund Type
Emergency Fund	0-1 year	Liquid Funds
Vacation or Bike	1-3 years	Hybrid Funds
Retirement or House	5+ years	Equity or SIP in Small/Mid Caps

What is taxation on nippon mutual funds?

Equity-Oriented Funds

Short-Term Capital Gains (STCG): 15% if held < 1 year
Long-Term Capital Gains (LTCG): 10% over ₹1 lakh annually if held > 1 year

Debt-Oriented Funds (After 2023 Tax Rules)

Taxed as per slab rate (no indexation benefit)

Pro Tip: Use ELSS funds like Nippon India Tax Saver (ELSS) to save tax under Section 80C.

What is key benefits of investing in nippon funds?

Strong fund management team
Consistent returns history
Wide range of investment options
Accessible via apps and online platforms
Flexible SIP starting from ₹100

how to start investing in nippon mutual funds?

Step-by-Step Guide:

Visit Nippon India Mutual Fund Website
Choose a fund based on your goals
Complete KYC online
Start SIP or Lumpsum

You can also use platforms like Groww, Zerodha Coin, Kuvera, and Paytm Money.

What is investor testimonials?

“I started investing ₹500/month in Nippon Small Cap Fund in 2019. Today, it’s one of my best-performing assets!” — Ramesh, Bengaluru

“Nippon Liquid Fund helps me earn better interest than a savings account with zero risk.” — Priya, Pune

What is key takeaways?

The best Nippon mutual fund depends on your financial goals and risk tolerance
For high growth: go with Small or Mid Cap Funds
For low risk: choose Liquid or Balanced Funds
Start early and invest consistently for compounding benefits

What is faqs: best nippon mutual fund?

Which is the best Nippon mutual fund for beginners?

Nippon India Balanced Advantage Fund and ETF Nifty BeES are great for low-risk, passive investors.

Is Nippon Small Cap Fund safe?

It carries high risk but also high potential return. Ideal for long-term investors with high risk appetite.

Can I invest in Nippon mutual fund online?

Yes, through their official website or apps like Groww, Paytm, and Zerodha.

What is the minimum SIP amount?

Most Nippon funds allow SIP starting at ₹100.

Are Nippon funds tax-efficient?

Yes, especially equity and ELSS funds. Tax benefits apply under 80C for ELSS funds.

Conclusion: Which Nippon Fund Is Right for You?

Choosing the best Nippon mutual fund isn’t about picking the highest return—it’s about aligning your investment with your personal financial goals, risk capacity, and time horizon. Whether you’re just getting started or diversifying your portfolio, Nippon’s variety of offerings ensures there’s a fund for everyone.

👉 Ready to begin your investment journey? Check out our Mutual Fund Calculator to project your returns, or explore related articles like SIP vs Lumpsum.

Start investing smart, start investing today!